Tim Buckley: I glance back again at 2008‒2009, and I remember men and women panicking—investors I respected. Some of them ended up having out on March 9, 2009. They could not handle it any longer, and that’s just when the marketplaces took off. No a single experienced predicted that. You often have to remember the marketplaces are ahead-wanting, and you really don’t know when they are likely to get off—just like you really don’t know when they are likely to tumble. So it is very best to be invested than to try out to time it, mainly because it is near to unattainable.
Karin Risi: That’s exactly ideal.