Rebecca Katz: What sort of adjustments would you envision for the typical retiree?” So is there one thing they ought to be performing in a different way?
Maria Bruno: Few points that I would say is, just one, make sure that you have liquidity. You know, normally when we converse about liquidity for individuals who are working, it could be on the decrease stop. Possibly two months or a half a thirty day period well worth of spending in dollars reserves for spending form shocks. If you are a retiree, it may well make perception to have a very little bit much more of a buffer. Up to two a long time is almost certainly fair. Something much more than that is a chance due to the fact you are not invested in the industry. Make sure you have that liquidity buffer as a spending account to make sure